Sunday, March 8, 2015

Dealers remittance to Industry Majors (IMs) using Mobile Banking Service

State Bank of India has introduced a new facility in Mobile Banking Service (MBS) to enable the Dealers of Industry Majors to send remittances with enhanced transaction limits, to the account of the Industry Majors (IMs).
2. A flat fee of Rs.10/- per transaction will be charged for the facility.
For more details send enquiries to


Now you can book airline/ rail/ bus/ movie tickets and also shop online from your mobile phone using State Bank Freedom through NGPAY application. NGPAY application works on all java enabled phone having GPRS connectivity. NGPAY offers a wide range of services with its merchant partners. The facilities available are entertainment, travel, online shopping, etc.
Download the NGPAY application by typing in your mobile browser if you have GPRS connection on your phone. If you have not subscribed to GPRS please call your telecom operator.
The application is menu driven, user friendly and will guide you through the different screens. After completing the transaction you will be given a choice of Banks.
  • Select State Bank Account and enter your account number which has been enabled for Mobile Banking Service. This is a onetime exercise since the account number can be saved under a nickname and need not be entered every time you conduct a transaction.

  • Then proceed to complete the payment process by selecting PAY.

  • You will be asked to enter the ngpay PIN that you had entered when you first opened the ngpay application.

  • You will be directed to the secure environment of State Bank Freedom.

  • If all the particulars displayed are correct, scroll down the page and enter your Mobile Banking User ID and MPIN and PAY.

  • You will be advised of the outcome of your request by SMS.


Now you can book trains tickets over the IRCTC portal and pay using IMPS.
Steps to follow for making payments for booking tickets over IRCTC portal:
Obtain One Time Password before you log into IRCTC portal.
  • OTP can be obtained through the menu option provided in the mobile banking application under IMPS- Interbank Mobile Payment Service  Generate OTP.

  • The Mobile Banking users registered for USSD or SMS banking can obtain the OTP from our Contact Centre. The customer can call the Banks contact centre toll free number 18004253800 from the mobile number registered for the service. The customer will be required to enter the last four digits of the account number and the last three digits of the user ID. The OTP will be advised to the customer over IVR and also over SMS to the mobile number.

  • The OTP will be valid for one hour only.

Make the payment
  • After completing the necessary data entry over the IRCTC portal, proceed to make payment for the tickets purchased.

  • From the payment options , choose Mobile/ Net Banking and choose IMPS

  • You will be directed to the STATE BANK OF INDIA  PAYMENT GATEWAY screen in which the merchant name (IRCTC), order number and ticket amount will be displayed.

  • Enter your Mobile number (registered for the Mobile Banking Service), your MMID, OTP obtained and submit.

  • The submitted data will be processed and payment instructions to IRCTC will be confirmed accordingly.

  • The user will be charged Rs.5/- if the cost of the tickets booked is up to Rs.5000/- and Rs.10/- if the cost exceeds Rs.5000/-. The charges, as above, will be over and above the cost of tickets and IRCTC charges.

  • The other processes at IRCTC portal remain the same.

Tuesday, March 27, 2012

Use Mobile Banking to Pay for Goods Purchased over Internet

The State Bank Mobile Banking can be used to make payment of goods purchased over more than 3000 websites. The payment is made using the facility of PayMate.
After completing the purchase over Internet, while checking out, various options are available to the user – (i) Credit Card (ii) Debit Card (iii) Direct debit to Bank account (iv) Paymate.
If you wish to pay using State Bank Mobile Banking, click on Paymate and enter your mobile number. You will be carried to a page where the details of your transactions are shown and you have to choose to make payment using three options – (i) Paymate (ii) IVR (iii) SBI.
Click on SBI and you will get the Merchant Name, Merchant Data and Amount.
Open the State Bank Mobile Banking application. Go to MCommerce > Merchant Payment > enter the details as shown on the website and send the request with your MPIN. The completion of transaction will be advised on the website.


Now you can send/receive money using mobile number and an additional 7 digit MMID number. The benefits are multiple-

i. No need to register the payee/beneficiary.
ii. Transfer of funds is real time i.e. the credit will hit beneficiary’s account almost instantaneously.

Only Mobile Banking customers can remit money under IMPS. However, all customers can receive funds in their accounts using this Service.
If you wish to receive funds through IMPS, please register your mobile number with the Bank and get 7 digit MMID. For receiving remittance, you will share your mobile number and MMID with the person sending money (remitter).

How to get MMID number?
All our mobile banking customers are issued 7 digit MMID for the primary account registered. For obtaining MMID for other accounts, they may visit the Branch and apply for MMID by filling up a form.
Customers not registered for Mobile Banking Service can register their mobile number at SBI ATM to get MMID for theprimary account linked to the ATM card:

Swipe your Debit Card > Select Mobile Registration> enter ATM PIN > Select SMS /Secure Code / IMPS > enter your mobile number > Confirm.

Customers not having ATM card / Customers having more than one account, can visit their Branch and apply for MMID, by filling up a form.
7 digit MMID number will be sent to you over SMS on the mobile number used for registration.

How to transfer funds using this Service?
Customers using the Application based service may please follow the steps as under:

Open the mobile banking application

Select Funds Transfer > Select Mobile to Mobile Transfer (IMPS) >enter mobile number of the payee > enter MMID of the payee > Enter purpose (optional) >enter amount > select account to be debited

Choose OK

Enter MPIN

Choose confirm and send the request.

The customers using the USSD based service may choose the IMPS option 7 after successful login and respond as follows:

· Enter the Mobile No of the payee
· Enter the MMID of the payee
· Enter the purpose
· Enter amount
· Enter the MPIN and complete the request

Customers using the SMS Banking can send the message using the following key words to 9223440000 for making a funds transfer through IMPS.

< MMID>< amount>

Forgotten your MMID?
You can retrieve the MMID for your account using any of the following methods:

Send the message MMID SBI to 9223440000 (for retrieving MMID for all accounts)


Send the message MMID SBI account number to 9223440000 (for retrieving MMID for a particular account)

Call toll-free number 1800 425 3800.
Chose Mobile Banking (Option 5)
You will be attended to by Customer Service Representative.
Provide Mobile Number.
You will be asked to validate certain particulars.
On successful validation, MMID will be sent by SMS to you.

Deregistration/Cancellation of MMID

Send SMS to 9223440000 in the following format

MMIDCANCEL SBI (for Cancelling MMID for all accounts)

MMIDCANCEL SBI accountnumber (for cancelling MMID for a particular account)

Please note:
For changing Mobile number, the customer has to deregister first and register again with new Mobile Number.
PARTICIPATING BANKS – An updated list of participating Banks is available under NPCI website -



Thursday, August 12, 2010

Settings and GPRS activation through SMS

Airtel - Prepaid Send SMS as ALL to 543210, then VBC ACTV to 222 Postpaid - GPRSACT 511
Vodafone - Prepaid VL 52586 ACT VL 144 PostpaidVL 111
Reliance GSM - ALL 55100 Postpaid - No Separate Activation Required
BSNL - GPRS PRE 53733 Postpaid - Submit Written Request to a local BSNL Center
TATA Docomo - INTERNET 52270 First recharge with a special EVD for Rs.15 and then select DOCOMO internet APN through the internet browser on their handset
Idea - GPRS 4666 FRESH 4666
AIRCEL WAP 121 Buy pocket Internet Cards and recharge it. postpaid - Fill GPRS Enrollment form at AIRCEL Cellcity
UNINOR Automatic GPRS settings provided on inserting SIM. For more details, SMS "ALL" to toll free number 58355