Mobile Banking is good move to Technology base world. It is one of the fastest banking services which provide anywhere, anytime banking. SBI Mobile Banking Service is now available for all kind of mobiles.
The service is fully branch-less service because the customers have option to download the software Using internet or GPRS and to register his account through ATMs.
You will find details about all the types of services when exploring the site
State Bank of India has introduced a new facility in Mobile Banking Service (MBS) to enable the Dealers of Industry Majors to send remittances with enhanced transaction limits, to the account of the Industry Majors (IMs).
2. A flat fee of Rs.10/- per transaction will be charged for the facility.
Now you can book airline/ rail/ bus/ movie tickets and also shop online from your mobile phone using State Bank Freedom through NGPAY application. NGPAY application works on all java enabled phone having GPRS connectivity. NGPAY offers a wide range of services with its merchant partners. The facilities available are entertainment, travel, online shopping, etc.
Download the NGPAY application by typing http://www.ngpay.com/sbibank in your mobile browser if you have GPRS connection on your phone. If you have not subscribed to GPRS please call your telecom operator.
The application is menu driven, user friendly and will guide you through the different screens. After completing the transaction you will be given a choice of Banks.
Select State Bank Account and enter your account number which has been enabled for Mobile Banking Service. This is a onetime exercise since the account number can be saved under a nickname and need not be entered every time you conduct a transaction.
Then proceed to complete the payment process by selecting PAY.
You will be asked to enter the ngpay PIN that you had entered when you first opened the ngpay application.
You will be directed to the secure environment of State Bank Freedom.
If all the particulars displayed are correct, scroll down the page and enter your Mobile Banking User ID and MPIN and PAY.
You will be advised of the outcome of your request by SMS.
Now you can book trains tickets over the IRCTC portal and pay using IMPS.
Steps to follow for making payments for booking tickets over IRCTC portal:
Obtain One Time Password before you log into IRCTC portal.
OTP can be obtained through the menu option provided in the mobile banking application under IMPS- Interbank Mobile Payment Service Generate OTP.
The Mobile Banking users registered for USSD or SMS banking can obtain the OTP from our Contact Centre. The customer can call the Banks contact centre toll free number 18004253800 from the mobile number registered for the service. The customer will be required to enter the last four digits of the account number and the last three digits of the user ID. The OTP will be advised to the customer over IVR and also over SMS to the mobile number.
The OTP will be valid for one hour only.
Make the payment
After completing the necessary data entry over the IRCTC portal, proceed to make payment for the tickets purchased.
From the payment options , choose Mobile/ Net Banking and choose IMPS
You will be directed to the STATE BANK OF INDIA PAYMENT GATEWAY screen in which the merchant name (IRCTC), order number and ticket amount will be displayed.
Enter your Mobile number (registered for the Mobile Banking Service), your MMID, OTP obtained and submit.
The submitted data will be processed and payment instructions to IRCTC will be confirmed accordingly.
The user will be charged Rs.5/- if the cost of the tickets booked is up to Rs.5000/- and Rs.10/- if the cost exceeds Rs.5000/-. The charges, as above, will be over and above the cost of tickets and IRCTC charges.
The other processes at IRCTC portal remain the same.